Medical Insurance

• Pre-tax premiums
• $25 office visit copayment with PPO providers
• $15, $30, $50 prescriptions
• $600 deductible with PPO providers
• 80% benefit after deductible with PPO providers
• $10,000 life insurance

401k Retirement Plan

• Pre-tax deferrals
• Maximum deferral of 15% of income (additional $5,000 for 50+ years of age)
• 25% company match
• FREE service of financial consultant
• 100% vested following 2 months of service

Short-Term Disability Insurance

• Benefit for non-occupational accident or illness
• Pays 66% of income beginning 14 days following accident or illness
• Pays a maximum of 6 months

Long-Term Disability Insurance

• Benefit for non-occupational accident or illness
• Pays 60% of income beginning 180 days following accident or illness
• Pays until age 65

Dental Insurance

• Pre-tax premiums
• 100% benefit for routine exams
• 80% benefit for basic services
• 50% benefit for major services

Voluntary Group Term Life Insurance

• Pre-tax premiums
• $20,000 or $40,000
• Double indemnity (pays twice the benefit in cases of accidental death)

Gold Points Program

• Points awarded for safety, training, recognitions, etc.
• Points earned redeemed for gift cards

Travel Accident Life Insurance

• FREE
• Covers all employees for accidental death for commute to and from workplace
• Pays 5 times annual earnings with a maximum of $250,000 for domestic assignments
• Pays 5 times annual earnings with a maximum of $500,000 for international assignments

Flexible Spending Accounts

• Pre-tax deferrals
• Defer a maximum of $2,500, tax free, for dependent day care
• Defer a maximum of $10,000, tax free, for unreimbursed medical expenses
• Weekly reimbursements

Annual Vacation Bonus

• 40 hours of pay with 5+ years of service
• 1800 manhours required
• 10+ years of service, no manhour requirement
• Given credit for accumulated D&C service